VCredit-Buy Now Pay Small Small

Stationery, Computers, Phones, Tablets, Books, Gifts, Home and Kitchen Appliances are essentials. Vanaplus now has a package which allows her customers to make purchases and pay in installments.

With VCredit, customers can now purchase any of our products and pay easily choosing the kind of payment plan that is most convenient for them ranging from 1 month to 6 months.

The Interest rate is 0% flat (Monthly) for 3months and 2% for  additional 3months making it a total of 6months with CARBON ZERO finance 

How VCredit Works

1. Go to to identify the name and SKU number of the product(s) of your interest.

2. Go to to fill the application form. You will get a response on your application within 3 working days of submission

3. If approved, you will get an email directing you to pay the upfront deposit and shipping fee with your card or bank account online.

4. Once you’ve paid the deposit, your order is processed and will be delivered within a few days.

5. After the first month, you will be automatically debited every 30 days for 2 months


Q-How do I apply for VCredit?

A- Visit

Q-Can I negotiate interest and payment plan?

A-You can negotiate your payment plan but not the interest rate.

Q-What is the minimum duration of repayment?

A-The minimum repayment duration is 1 month

Q-Will I get an email showing my repayment balance?

A-Yes, Customers get email showing repayment balance.

Q-Is this opened to customers outside Lagos and Ogun States?

A-Yes, VCredit is opened to Customers within Nigeria.


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